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BLOG: International Day of Cooperatives 6 July

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05 May 2019

international day of cooperatives seeks to celebrate the merits of the cooperative model

An annual celebration since 1923, the International Day of Coopertives is an event which highlights the merits of the cooperative model. 

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BLOG: Applying For Your First Credit Card

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03 May 2019

know the benefits and pitfalls of applying for your first credit card

For many young people, receiving their first credit card it is a right of passage, representing a new responsibility as well as a new world of opportunity. A credit card will allow you to purchase items such as TVs, travel packages and other big ticket items if you don’t have the cash yourself. In addition to this convenience a credit card will also give you the chance to build a credit record, a crucial step toward eventually buying your own home. 

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BLOG: Rewrite Your Debt Story

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26 April 2019

how to overcome your fear of debt

Debt can be crippling and stressful for some, for those struggling with repayments it can be a burden carried for too-many-years and sometimes it can be a barrier stopping us from moving forward in life. But debt can also bring us opportunity, abundance and a greater access to choice and control if we treat it sensibly and with respect while maintaining our own responsibility toward eventually repaying what is owed.

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BLOG: First Home Buyers Gain Confidence as Market Slows

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18 April 2019

get into your own home sooner thanks to the slowing housing market

With the federal election looming, the housing market continues to be a timely discussion topic amongst politicians and the general public. While it’s not ideal for everyone, a softening housing market is good news for an entire generation of young people who have been waiting for their chance to pounce. 

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BLOG: First Home Buyers Gain Confidence as Market Slows

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18 April 2019

get into your own home sooner thanks to the slowing housing market

With the federal election looming, the housing market continues to be a timely discussion topic amongst politicians and the general public. While it’s not ideal for everyone, a softening housing market is good news for an entire generation of young people who have been waiting for their chance to pounce. 

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BLOG: How to Save Money as a Student

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12 April 2019

how to save money while studying

Getting through tertiary education is financially tough, and it's even tougher if you're a student living away from home. Whether you’ve just begun your new life at Uni a few months ago, or you are continuing an existing degree or course at TAFE, here are some money saving tips to get you through the year with enough food in your belly, strategies to still have fun, and hopefully even some savings left for an end of year treat or to build towards some exciting financial goals.

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Issue processing NPP payments 03/04/19

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03 April 2019

Endeavour has been experiencing some issues receiving NPP payments this evening. NPP are fast payments sent via Osko that are received almost instantly. This mean that members may not receive their intended payment this evening until the issue is resolved.

The issue is being investigated as a matter of priority

Please don't hesitate to contact the Endeavour customer service team on Thursday between 8am-5pm if you wish to discuss this further.

We apologise for the inconvenience caused.

 

BLOG: Make Like a Leaf and Let Go

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29 March 2019

make like a leaf and let go

Autumn is here with its cooler days and longer nights. To some, it means time to organize the yearly camping trip or make plans for the April school holidays, to others it's time to do a declutter and a sorting through of what 'sparks joy'.  Regardless of your plans for Autumn, a new season brings with it opportunity to regroup and re-assess your goals and life.

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BLOG: Let's Do Lunch - How One Small Change Can Make a Big Impact

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15 March 2019

save money and the planet bring your lunch to work

The war on waste has begun and everyone is expected to make sacrifices. Local governments, community groups, schools and businesses are all under pressure to ‘do more’ to ‘make less’ waste.

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BLOG: Women and Money Infographic

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08 March 2019


As this is a financial blog, on International Women’s Day perhaps it is appropriate to highlight some of the financial disadvantages many women face, even here in Australia, for well…simply being women.

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BLOG: How Much Does a Car Really Cost?

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01 March 2019

the true cost of owning a car

So you’re finally ready to buy a new (or used) set of wheels to get around town. Whether it’s a brand new hot off the boat buy or a second hand budget buster for a few grand, the cost of the purchase price is only part of the expenditure for a car. Here’s an easy guide to keep track of all the costs of having your own mode of transport. 

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BLOG: Why You Shouldn't Pay for 'Credit Repair'

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22 February 2019

don't let debt wear you down

Having a good credit rating is essential to take out a mortgage and in some cases just to get a mobile phone contract. But that one time when you were between jobs…or were a poor student…and you let the repayments or bills fall behind, you were left with a permanent red mark on your credit history.

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BLOG: Money Skills for Kids - High School

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15 February 2019

empower your kids to manage their money early on

High School means a lot of new experiences for kids. Learning not just lessons inside the classroom, but life lessons too. Being a teenager is not one of the easiest life phases, most of us will agree, and for many it is fraught with anxiety and hormonal swings. There's so much for kids to learn during their high school years that it can be easy for parents to miss one very crucial thing. Understanding money and how to manage spending it responsibly. There’s an increased awareness of consumerism (think fashion and electronic gadgets and wanting to keep up with their friends), and the increased need for access to cash (be it pocket money or earnings) to spend on socialising and shopping. And while they will learn valuable lessons through making mistakes with money, as their parent you can help to minimise their mistakes and instead empower them to see the true value of being financially free.  

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