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Help your kids get into their first home sooner

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Help your kids get into their first home sooner

With one third of young Australians taking more than five years to save for a deposit on a home1, many first home buyers are finding that saving the 20 percent deposit for a home loan plus stamp duty difficult to overcome on their own. 

Did you know you can use the equity in your property to help your kids get into their first home sooner?

Our Family Helper Loan allows you to use the equity from your property to provide additional security for a portion of your childs loan. This gives them the ability to borrow up to 100% of the value of the property, plus stamp duty and other upfront costs which maximises the amount they can responsibly borrow to purchase the property they want. Any of our home loan products can be utilised as a Family Helper Loan.

Family Helper Loan

  • You can choose a home loan product which is suitable for your circumstances (i.e fixed, variable, interest only loans)
  • Avoid paying a large premium for Lender's Mortgage Insurance (LMI)
  • Ability to borrow up to 100% of the purchase price (no deposit required)*
  • Get out of renting and edge closer towards purchasing your own property
  • No establishment fee
  • No monthly account keeping fee
  • No redraw fee
  • No annual fee
  • Eligible for the first home owners grant (if applicable)**

View our range of home loan and budgeting calculators



For more information about our Family Helper Loan call 1300 13 14 20 or email

Additional information

Terms and conditions, fees, charges and credit criteria apply and are available on application 1. * Conditions apply. Subject to available equity in the property ** Conditions apply, please refer to