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BLOG: First Home Buyers Gain Confidence as Market Slows

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18 April 2019

get into your own home sooner thanks to the slowing housing market

With the federal election looming, the housing market continues to be a timely discussion topic amongst politicians and the general public. While it’s not ideal for everyone, a softening housing market is good news for an entire generation of young people who have been waiting for their chance to pounce. 

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BLOG: How to Save Money as a Student

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12 April 2019

how to save money while studying

Getting through tertiary education is financially tough, and it's even tougher if you're a student living away from home. Whether you’ve just begun your new life at Uni a few months ago, or you are continuing an existing degree or course at TAFE, here are some money saving tips to get you through the year with enough food in your belly, strategies to still have fun, and hopefully even some savings left for an end of year treat or to build towards some exciting financial goals.

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BLOG: Make Like a Leaf and Let Go

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28 March 2019

make like a leaf and let go

Autumn is here with its cooler days and longer nights. To some, it means time to organize the yearly camping trip or make plans for the April school holidays, to others it's time to do a declutter and a sorting through of what 'sparks joy'.  Regardless of your plans for Autumn, a new season brings with it opportunity to regroup and re-assess your goals and life.

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BLOG: How Much Does a Car Really Cost?

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28 February 2019

the true cost of owning a car

So you’re finally ready to buy a new (or used) set of wheels to get around town. Whether it’s a brand new hot off the boat buy or a second hand budget buster for a few grand, the cost of the purchase price is only part of the expenditure for a car. Here’s an easy guide to keep track of all the costs of having your own mode of transport. 

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BLOG: Why You Shouldn't Pay for 'Credit Repair'

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21 February 2019

don't let debt wear you down

Having a good credit rating is essential to take out a mortgage and in some cases just to get a mobile phone contract. But that one time when you were between jobs…or were a poor student…and you let the repayments or bills fall behind, you were left with a permanent red mark on your credit history.

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BLOG: Money Skills for Kids - High School

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14 February 2019

empower your kids to manage their money early on

High School means a lot of new experiences for kids. Learning not just lessons inside the classroom, but life lessons too. Being a teenager is not one of the easiest life phases, most of us will agree, and for many it is fraught with anxiety and hormonal swings. There's so much for kids to learn during their high school years that it can be easy for parents to miss one very crucial thing. Understanding money and how to manage spending it responsibly. There’s an increased awareness of consumerism (think fashion and electronic gadgets and wanting to keep up with their friends), and the increased need for access to cash (be it pocket money or earnings) to spend on socialising and shopping. And while they will learn valuable lessons through making mistakes with money, as their parent you can help to minimise their mistakes and instead empower them to see the true value of being financially free.  

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BLOG: Money Skills for Kids - Primary School

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07 February 2019

Invest in yourself for the best return on investment

Schools don’t tend to teach kids much about money other than recognising currencies and learning how to add and subtract using money transactions as examples. But what kids need is financial skills early on to empower them to make sensible decisions regarding money. Skills that will last them a lifetime.

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BLOG: Why You Should Invest in Yourself

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31 January 2019

Invest in yourself for the best return on investment

The term ‘invest’ is more often than not used in reference to property, shares, some kind of financial commitment, or the purchase of an asset which is intended to increase in value over time or improve an outcome. 

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BLOG: How to be Happy at Work

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24 January 2019

you can be happy at work if you make it a priority

The year is already in full swing, with the end of January almost here. After the mad rush of Christmas and the sultry heat of Summer holidays, getting back into work mode can be a challenge even for the most conscientious worker bee.  

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BLOG: How to Avoid Debt and Hangovers this Party Season

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13 December 2018

save money and the number of hangovers you have this party season

When the weather warms up so does our social life. The days are longer and the lure of the outdoors beckons us with its sunshine and mild evenings. From now until the end of the year your calendar is likely to fill up pretty quickly, with work Christmas parties, gatherings with buddies and family reunions.

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BLOG: How to Reduce Credit Card Debt at Christmas

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29 November 2018

how to limit your credit card debt at Christmas

Christmas is one of the most expensive times of the year, it is very easy to spend beyond our normal monthly wages to cover additional costs which sees many of us reaching for our credit cards to pay the difference. 

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BLOG: Black Friday Online Shopping Tips

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08 November 2018

black friday sales

Whether you like it or not, we are heading for a collision course with Christmas and the end of 2018, so strap on your tinsel belts and hold on to your spending budgets tightly, the impact is hard to predict, but may result in damaging blows to your savings and a stack of unwanted gifts awaiting new homes on boxing day.

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