How to
BLOG: Is a Holiday Home a Good Investment?
08 November 2019
It’s already November and many of us are already planning our Summer holidays. Going abroad can be a wonderful way to holiday, but so too can staying closer to home and retreating somewhere without having to board a plane. Perhaps you’re even lucky enough to not need to book accommodation if you happen to own a weekender or holiday house.
BLOG: Be Water Wise and Reduce your Water Bill
01 November 2019
Australia is in the midst of drought, and its not even summer yet. To help conserve our water, level 1 water restrictions are now in place across Greater Sydney following an announcement by the NSW Government.
BLOG: Buy Nothing New Month is Here
04 October 2019
It’s October (already?) which means the weather is warning up and... it's Buy Nothing New Month again.
BLOG: Understanding the Settlement Process
27 September 2019
So you finally bought it. You moved heaven and earth, (as well as your life’s savings), negotiated with real estate agents, convinced your bank you were a reliable loan applicant and begged your loved ones to get on board and embrace the idea of moving into a new home.
BLOG: Finding More Balance in Autumn
10 May 2019
It feels like it was January just yesterday, and yet in actual fact we are half way through May and heading toward the middle of year within just a few weeks. The year seems to speeding by and it feels like, just overnight, it got kinda cold too.
BLOG: Applying For Your First Credit Card
03 May 2019
For many young people, receiving their first credit card it is a right of passage, representing a new responsibility as well as a new world of opportunity. A credit card will allow you to purchase items such as TVs, travel packages and other big ticket items if you don’t have the cash yourself. In addition to this convenience a credit card will also give you the chance to build a credit record, a crucial step toward eventually buying your own home.
BLOG: First Home Buyers Gain Confidence as Market Slows
18 April 2019
With the federal election looming, the housing market continues to be a timely discussion topic amongst politicians and the general public. While it’s not ideal for everyone, a softening housing market is good news for an entire generation of young people who have been waiting for their chance to pounce.
BLOG: How to Save Money as a Student
12 April 2019
Getting through tertiary education is financially tough, and it's even tougher if you're a student living away from home. Whether you’ve just begun your new life at Uni a few months ago, or you are continuing an existing degree or course at TAFE, here are some money saving tips to get you through the year with enough food in your belly, strategies to still have fun, and hopefully even some savings left for an end of year treat or to build towards some exciting financial goals.
BLOG: Make Like a Leaf and Let Go
29 March 2019
Autumn is here with its cooler days and longer nights. To some, it means time to organize the yearly camping trip or make plans for the April school holidays, to others it's time to do a declutter and a sorting through of what 'sparks joy'. Regardless of your plans for Autumn, a new season brings with it opportunity to regroup and re-assess your goals and life.
BLOG: How Much Does a Car Really Cost?
01 March 2019
So you’re finally ready to buy a new (or used) set of wheels to get around town. Whether it’s a brand new hot off the boat buy or a second hand budget buster for a few grand, the cost of the purchase price is only part of the expenditure for a car. Here’s an easy guide to keep track of all the costs of having your own mode of transport.
BLOG: Why You Shouldn't Pay for 'Credit Repair'
22 February 2019
Having a good credit rating is essential to take out a mortgage and in some cases just to get a mobile phone contract. But that one time when you were between jobs…or were a poor student…and you let the repayments or bills fall behind, you were left with a permanent red mark on your credit history.
BLOG: Money Skills for Kids - High School
15 February 2019
High School means a lot of new experiences for kids. Learning not just lessons inside the classroom, but life lessons too. Being a teenager is not one of the easiest life phases, most of us will agree, and for many it is fraught with anxiety and hormonal swings. There's so much for kids to learn during their high school years that it can be easy for parents to miss one very crucial thing. Understanding money and how to manage spending it responsibly. There’s an increased awareness of consumerism (think fashion and electronic gadgets and wanting to keep up with their friends), and the increased need for access to cash (be it pocket money or earnings) to spend on socialising and shopping. And while they will learn valuable lessons through making mistakes with money, as their parent you can help to minimise their mistakes and instead empower them to see the true value of being financially free.
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