Our variable home loan is available for home purchases and refinances of owner occupied properties. It is a fully featured home loan product offering the flexibility of a variable rate whilst still remaining very competitive. Some of the many features and benefits this product offer include:

3.79% pa
interest rate

3.81% pa comparison rate2

  • No monthly account keeping fees
  • No Redraw fee
  • No Annual fee
  • The ability to make additional payments with no penalty
  • Free 100% offset account
  • Borrow up to 95% of the property value (subject to lenders mortgage insurance)

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Additional information

Credit criteria applies and loan subject to approval. 2. Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Variable Home Loan
Interest Rates
Variable Interest Rate3.79% pa
Comparison Rate3.81% pa
Establishment Fee$300 
Valuation fees included within Establishment Fee?No 
Annual Fee$0 
Monthly Fee$0 
Fixed discharge fee$209.50 
Redraw Fee$0 
Minimum Amount$1000 
Maximum Amount$ 
Minimum Term in Years1 
Maximum Term in Years30 
Redraw FacilityYes 
Offset AccountAvailable 
Loan Repayment InsuranceAvailable 
Additional Repayments AcceptedYes 
Additional Repayments Fee$0