Your savings will earn interest in a Term Deposit and provide 100% security for your loan. This is a great way to keep your savings intact while you borrow at a low rate.

4.45% pa interest rate

4.65% pa comparison rate*

  • You get a low rate of interest on your loan whilst still earning interest on your term deposit
  • No monthly account keeping fees
  • Early repayment without penalty

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  Additional Product Information:

* Comparison rates are calculated on a loan amount of $10,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Term Deposit Secured Loan
Interest Rates
Variable Interest Rate4.45% pa
Comparison Rate4.65% pa
Redraw FacilityYes 
Redraw Fee$0 
Minimum Amount$1,000 
Maximum Amount$80,000 
Loan period7
Establishment Fee$150 
Account keeping feesNo
Early repayments without penaltyyes