Basic Variable Home Loan
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A comprehensive Basic variable rate Home Loan with a competitive rate.
3.22% pa
interest rate
3.28% pa comparison rate2
- No monthly account keeping fees
- No Redraw fee
- No Annual fee
- The ability to make additional payments with no penalty
- Borrow up to 95% of the property value (subject to lenders mortgage insurance)
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Additional information
Credit criteria applies and loan subject to approval. 2. Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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| Basic Variable Home loan |
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| Interest Rates | | Variable Interest Rate | 3.22% pa | | Comparison Rate | 3.28% pa | | Fees | | Establishment Fee | $250 | | Valuation fees included within Establishment Fee? | No | | Annual Fee | $0 | | Monthly Fee | $0 | | Fixed discharge fee | $200 | | Redraw Fee | $0 | | Fixed Loan Break Fee | Yes | | Features | | Redraw Facility | Available | | Offset Account | No | | Additional Repayments Accepted | Yes | | Additional Repayments Fee | $0 | | Simulator Defaults | | Minimum Amount | $20000 | | Maximum Amount | $10000000 | | Calculator Options | | Level repayments | No | | Enable Interest Capitalisation Option | No |
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