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Home & Contents Insurance

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Whatever your style of home, you’ll want to make sure it’s protected.  That’s where Allianz can help, with this and more:

Why choose Allianz home insurance?

Allianz home insurance includes a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for specific events, or for more comprehensive accidental loss or damage cover, Endeavour can assist you to get the right cover through Allianz.

Benefits of getting home insurance via Endeavour:

  • Combine your buildings and contents covers on the one policy to receieve a further discount of up to 10%*
  • Receive a No Claim Bonus of up to 30% on your premium*+
  • Pay by the month at no extra premium^
  • Dedicated claims support 24/7

Online Quote Enquire

  Choice of Insurance Products


Vital Home Insurance
Protection in the event that your home is broken into or damaged by insured events such as storm, fire or earthquake.
Classic Home Insurance
This cover includes everything from the Vital Home Insurance product plus some higher policy limits and some additional features and benefits such as cover for fusion (motor burnout) of household electric motors.
Prestige Home Insurance
This is Endeavour's premium product which provides cover for any accidental loss or damage to your buildings and/or contents (unless stated otherwise in the policy). It also includes some additional benefits such as legal defence costs and cover for contents in transit.
  Compare now

Building and Contents cover comparison table

Classic Home Insurance

Prestige Home Insurance

Covers loss or damage due to:



Accidental breakage (of glass), Earthquarke and tsunami, Explosion, fire or Smoke, Flood (optional, subject to eligibility), Impact damage, Lightning or thunderbolt, Malicious acts, Riot or civil commotion, Storm, rainwater or run-off, Theft, burglary or housebreaking, Water or other liquid damage

Any accidental loss or damage unless specifically excluded (Flood cover is optional, subject to eligibility)

Other Features and Benefits included as standard:

Legal liability cover

Up to $20,000,000

Up to $20,000,000

Fusion (burnout of electric motors)

Motors up to 10 years old

Motors up to 12 years old

Credit cards - cover for fraudulent use or lost or stolen cards

Up to $5,000

Up to $5,000

Guests', visitors' and domestic helpers' property

Up to $5,000

Up to $5,000

Spoilage of refrigerated / feezer food

Up to $500

Unlimited (up to content sum insured)

Compensation for fracture

Up to $1,000 for all fractures arising from the same accident, max $3,000 per period of insurance

Up to $1,000 for all fractures arising from the same accident, max $3,000 per period of insurance

Temporary removal of contents from your risk address


- up to 20% of contents sum insured with sublimits for listed contents, while kept inside where temporarily residing; or - Up to $7,500 for content anywhere else in Australia or NZ


Up to $2,000

Up to $5,000

Tax Audit

Up to $5,000

Up to $5,000

Legal defence costs



Up to $5,000

Transit to your new place or residence



Veterinary costs

Up to $500

Up to $500

Replacement of locks and cylinders

Up to $1,000

Up to $2,000

Security firm attendance

Up to $500

Up to $500

Contents in the open air at the risk address (Sub-limits apply for selected contents based on events causing loss / damage - see PDS for details)



Emergency storage of contents



Automatic indexation of sums insured



Compensation for death - $10,000



Contents in a safe deposit box (excludes cover for theft) - up to 20% of contents sum insured (sublimits apply for selected contents)



Environmental benefits when rebuilding after a total loss - up to $5,000)



Mortgage discharge costs - up to $5,000



Modifications to buildings for paraplegia or quadriplegia - up to $10,000



Title deeds - up to $2,000



This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Policy Document (Product Disclosure Statement)('PDS') which can be accessed below.
  Optional Extras (an additional premium applies)



Unspecified Personal Effects cover
- accidental loss or damage cover for portable contents items:
- at the home address;
-anywhere else in Australia and New Zealand; and
- for up to 35 days overs

Available only in conjunction with contents cover.
Covers any of the following contents items up to the 'per item' and 'per claim' limits you select:
a. travellers' suitcases and bags, handbags, briefcases, wallets and purses;
b. clothing;
c. jewellery, watches or items containing silver or gold;
d. cosmetics and toiletries;
e. clocks;
f. sporting equipment;
g. musical instruments;
h. photographic or video equipment;
i. binoculars or telescopes;
j. writing instruments;
k. spectacles and sunglasses;
l. personal audio and video equipment; and
m. pocket calculators

Specific Personal Effects cover
- accidental loss or damage cover for portable contents items;
- at the home address;
anywhere else in Australia and New Zealand; and
- for for 35 days overs

Available only in conjunction with contents cover.
Can cover:
a. Portable contents items include under Unspecified Personal Effects if their replacement value exceeds the maximum limits offered under Unspecified Personal Effects;
b. portable contents items which are not included in the list of items coverable under Unspecified Personal Effects (eg mobile, laptops, tablets, high value jewellery item

Domestic Workers' Compensation cover

Only available in the ACT, WA and TAS.
Covers the amount you are liable to pay if you employ a domestic worker such as a gardener or cleaner, and they are injured while working for you.

This is a summary only. For full details of the terms, conditions, limits and exclusions, please refer to the Policy Document (Product Disclosure Statement) (‘PDS’) and Key Fact Sheets for Classic Home Insurance and Prestige Home Insurance.


How to Claim

The most convenient way to make a home insurance claim is via the online claim form. You can submit your claim notification 24 hours a day, 7 days a week, whenever it suits you.  Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call 1300 555 013 and a consultant will help you with the claims process.

  Additional Product Information:

Endeavour Mutual Bank Limited ABN 43 087 650 011 Australian Credit Licence / AFSL 238 426 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available above. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
2 Any online discount offered is applied to our standard rates (excluding optional covers) and is for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via our Contact Centre.
3 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
4 Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlord insurance policies. The cover is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured. Flood cover is subject to eligibility.